Flood Protection and Insurance

As a business operating in Miami Beach, you may have questions about flood risk and flood insurance.

Although our sun-kissed island is surrounded by the beautiful waters of the Atlantic Ocean and Biscayne Bay, Miami Beach is vulnerable to flooding due to its low-lying topography and the effects of climate change. We want you to be aware of your flood risk, insure your business, and understand what resources are available to you.  The City of Miami Beach is leading the way locally and nationally to reduce risk. We are investing in public infrastructure to keep our streets and sidewalks dry. This includes raising roads, installing stormwater pumps, raising sea walls, implementing green infrastructure, and creating higher elevation standards for new construction. We save residents and businesses $6 million annually in flood insurance premiums through our strong participation in the Community Rating System.

Are You Prepared?

Learn more about flood insurance in Miami Beach: Flood Insurance Awareness

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Private Property Adaptation

A competitive grant for residential and commercial property owners in Miami Beach.

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Resilience
Strategy

Read the city’s action plans that outline projects and initiatives specifically tailored to Miami Beach’s strengths and vulnerabilities.

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Plastic Free
Miami Beach

It takes over 100 years for plastic to disintegrate. Learn why and how we're combating single-use plastic.

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Innovative
Studies

The City of Miami Beach is committed to innovation and learning as we address climate resilience and the co-benefits for our quality of life

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Biscayne
Bay

Learn about city's efforts to maintain and protect the pristine conditions of our waterways.

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